HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.

An individual can in 2025 contribute up to $4,300 pretax to their HSA per year, or $8,550 for a family (plus an additional $1,000 if you are at least 55 years old). Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).

Using your HSA/FSA funds with Libby is a simple process.

If you pay with your HSA/FSA card, there’s no other work you need to do. TrueMed will send paperwork to ensure compliance. If you pay with your personal credit card, TrueMed will send reimbursement instructions to you.

The TrueMed payment option determines eligibility and enables qualified customers to pay with their HSA/FSA funds at checkout. TrueMed is for qualified customers for whom the selected products have been proven to prevent or reverse a condition you care about. A health survey from TrueMed will determine eligibility and allow qualified customers to complete the payment process.

Once you're approved that's it! You'll receive an order confirmation and effectively save an average of 30% on your order!